Best Cd Rate Today 2024. The nation's best cd rates are 6.00% for 10 months, 5.51% for 3 or 6 months, and 5.50% on varying terms between 3 and 9 months. Today’s top cds offer annual percentage yields, or apys, as high as 5.5%, which is significantly greater than the national average of 1.51% to 1.41% for common.

The highest certificates of deposit (cds) rates today are offered by merchants bank of indiana (5.92%), first federal of lakewood (5.61%), maries county bank. Today’s best cd rates of 5.50% up to 6.00% apy are available on short terms of 3 to 10 months.