Roth Contribution Limits 2024 Couples. If a spouse decides to contribute to a roth ira for their partner — in addition to their own — the. The same combined contribution limit applies to all of your roth and traditional iras.

For the 2024 tax season, standard roth ira contribution limits increased from last year, with a $7,000 limit for individuals. For example, in 2024, single filers whose magi is more than $161,000, and married couples filing jointly whose magi exceeds $240,000, cannot make direct roth ira.